Personal Loan Up to ₹10 Lakh

Get Money in Your Account Within 10 Minutes

12–24% Interest No Collateral Flexible Tenure Quick Approval
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At A Glance

Loan Features

Loan Amount

₹10,000 – ₹10,00,000

Tenure

6 to 60 months

Interest Rate

12% – 24% p.a.

Processing Time

Within 10 minutes

Documentation

100% Paperless

Repayment

Flexible EMI dates

Eligibility Criteria

  • Age: 21 to 60 years
  • Employment: Salaried / Self-employed
  • Minimum Monthly Income: ₹15,000
  • Work Experience: Min 3 months (current employer)
  • CIBIL Score: 650+ (preferred)
  • Residency: Indian citizen with valid documents

Documents Required

Identity Proof
  • Aadhaar Card
  • PAN Card
  • Passport Photo
Income Proof
  • 3 months salary slip
  • 6 months bank statement
Address Proof
  • Aadhaar Card
  • Utility bill
Bank Details
  • Cancelled cheque
  • Bank statement
Plan Ahead

EMI Calculator

Plan your loan repayment with our easy calculator

Monthly EMI
₹12,741
Total Interest
₹55,784
Total Payment
₹3,05,784
Apply with this EMI
Use Cases

When to Take a Personal Loan

🏥
Medical Emergency

Cover unexpected medical expenses instantly

🏠
Home Renovation

Upgrade and renovate your dream home

💍
Wedding

Make your special day absolutely perfect

🎓
Education

Invest in your future and education

🚗
Vehicle Purchase

Buy your dream vehicle with ease

💳
Debt Consolidation

Simplify and manage your finances better

Pricing

Interest Rates & Charges

100% Transparent Pricing — No Hidden Costs

ParticularsRate / Amount
Interest Rate (p.a.)12% – 24%
Processing FeeUp to 2% (Max ₹5,000)
Prepayment Charges2% of outstanding principal
Late Payment Fee₹500 per delay
Cheque Bounce Charges₹500 per bounce
Documentation ChargesNIL

*Interest rate depends on credit profile, income, and other factors

FAQs

Personal Loan FAQs

While a minimum score of 650 is preferred, we evaluate applications holistically considering income, employment stability, and repayment capacity.

Loan amount is determined based on your monthly income, existing obligations, credit score, and employment stability. Generally, you can get up to 15x your monthly salary.

Yes, you can prepay or foreclose your loan at any time with a nominal charge of 2% on the outstanding principal amount.

A late fee of ₹500 will be charged. Continued defaults may affect your CIBIL score. We recommend setting up auto-debit to avoid missing payments.

Once your application is approved, the loan amount is typically credited to your bank account within 10 minutes.

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