LOAN PRODUCTS

Instant Cash Up to ₹5 Lakh

Money in Your Account in 10 Minutes — Apply 100% Online

16–36% p.a. 10-Min Disbursal Zero Paperwork 24×7 Available
Get Cash Now
AT A GLANCE

Instant Cash Features

Loan Amount

₹5,000 – ₹5,00,000

Tenure

3 to 24 months

Interest Rate

16% – 36% p.a.

Disbursal Time

As fast as 10 minutes

Apply Via

App / Website — 100% digital

Documents

Aadhaar + PAN only

LIGHTNING FAST

Get Money in 10 Minutes

Our AI-powered system verifies your identity and creditworthiness in real time — so there's no waiting, no branch visits, and absolutely zero paperwork hassle.

1
Fill the Online Form

Enter your basic details — takes less than 2 minutes on mobile or desktop

2
Instant AI Verification

Our AI verifies your Aadhaar, PAN and bank in seconds — no manual review needed

3
Accept Loan Offer

Review your personalised offer, e-sign the agreement digitally

4
Money in Your Account

Funds are transferred instantly via IMPS — typically within 10 minutes

⚡

India's Fastest
Personal Cash Loan

No branch. No waiting. No paperwork.

2 min
Apply Time
Instant
Approval
10 min
Disbursal
Apply & Get Cash Now
PLAN YOUR LOAN

Instant Cash EMI Calculator

Estimate your monthly repayment before you apply

₹5,000₹50,000₹5L
16%24%36%
3 mo12 mo24 mo
Monthly EMI
₹4,682
Principal
₹50,000
Total Interest
₹6,184
Total Payable
₹56,184
Apply for This Loan

Eligibility Criteria

  • Age: 21 to 58 years
  • Employment: Salaried or self-employed
  • Monthly Income: ₹15,000+ (salaried) / ₹20,000+ (self-employed)
  • Valid Aadhaar-linked mobile number
  • Active bank account with net banking / UPI
  • CIBIL Score: 600+ preferred (first-time borrowers also considered)

Documents — Just 2!

Aadhaar Card
  • Identity proof
  • Address proof
  • OTP verification
PAN Card
  • Credit bureau linkage
  • Tax identity proof
  • KYC compliance

No income proof, no bank statements, no salary slip — for loans up to ₹50,000. Higher amounts may require 3-month bank statement.

WHEN YOU NEED IT

Instant Cash For Every Emergency

🏥
Medical Emergency

Cover hospital bills or unexpected medical expenses immediately

📱
Gadget Purchase

Buy the phone, laptop or gadget you need without waiting

✈️
Travel & Vacation

Book your dream trip without draining your savings

🎓
Education Fees

Pay tuition fees, exam fees or course fees on time

🏠
Home Repairs

Fix urgent repairs — leaks, appliances, or renovations

💳
Clear Debt

Pay off high-interest credit card dues or outstanding bills

PRICING

Rates & Charges

Zero hidden fees. Full transparency — always.

ParticularsRate / Amount
Interest Rate (p.a.)16% – 36%
Processing Fee1% – 3% (Min ₹499)
Prepayment ChargesNil after 3 EMIs
Late Payment Fee₹500 per missed EMI
Bounce Charges₹750 per bounce
Documentation ChargesNIL
KYC / Verification FeeFREE

APR may vary based on your credit profile. Rates shown are indicative. Final rate confirmed at offer stage.

REAL STORIES

What Our Customers Say

"Got ₹40,000 in under 15 minutes during a medical emergency. The process was so smooth I couldn't believe it was real. Absolutely lifesaving!"

RP
Rahul P.
Software Engineer, Pune

"Applied at midnight for ₹25,000 to fix my laptop before a work deadline. Money was in my account by 12:25 AM. Incredible speed!"

AS
Anjali S.
Freelancer, Bengaluru

"Needed cash urgently to pay rent. Just Aadhaar + PAN, and within 10 minutes my account was credited. Best fintech app in India!"

MK
Mohit K.
Teacher, Delhi
FAQs

Instant Cash FAQs

For most approved applicants, yes. Disbursal time depends on your bank's IMPS processing. Most major banks complete the transfer within 10 minutes. Some banks may take up to 30 minutes during off-peak hours.

Yes! We use alternative data signals (income, bank transactions, employment) to assess creditworthiness. First-time borrowers and those with limited credit history are welcome to apply.

If your instant cash application is declined, you can re-apply after 30 days with updated income or credit information. Our team can also guide you towards a more suitable loan product.

Yes, after making 3 regular EMI payments, you can prepay the outstanding loan amount with zero prepayment charges. Partial prepayment is also allowed to reduce your tenure.
⚡ 10-Min Disbursal 📱 100% Digital 🔒 Fully Secure

Cash Emergency? We've Got You.

Apply in 2 minutes and get money in your account — anytime, day or night

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