LOAN PRODUCTS

Business Loan Up to ₹25 Lakh

Fuel Your Business Growth — Fast, Flexible & 100% Digital

14–28% p.a. No Collateral Up to 7 Years Quick Disbursal
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AT A GLANCE

Business Loan Features

Loan Amount

₹50,000 – ₹25,00,000

Tenure

12 to 84 months

Interest Rate

14% – 28% p.a.

Disbursal Time

Within 24 hours

Collateral

None Required

Repayment

Flexible EMI options

Eligibility Criteria

  • Business Age: Minimum 1 year in operation
  • Business Type: Proprietorship, Partnership, Pvt. Ltd., LLP
  • Annual Turnover: Minimum ₹12 Lakh
  • Applicant Age: 21 to 65 years
  • CIBIL Score: 650+ (preferred)
  • GST Registration (preferred for higher amounts)

Documents Required

KYC Documents
  • Aadhaar Card
  • PAN Card
  • Passport Photo
Business Proof
  • GST Certificate
  • Business Registration
  • Shop Act License
Financials
  • ITR (Last 2 years)
  • P&L Statement
  • Balance Sheet
Bank Details
  • 12 months bank statement
  • Cancelled cheque
USE CASES

Grow Your Business With Us

🏪
Expand Your Store

Open a new branch or expand your existing business

🏭
Buy Equipment

Purchase machinery, tools, or production equipment

📦
Manage Inventory

Stock up for peak seasons or large bulk orders

💻
Digital Upgrade

Invest in technology, website or software systems

👥
Hire & Train Staff

Scale your team and build internal capabilities

💰
Working Capital

Manage cash flow and day-to-day business operations

PRICING

Rates & Charges

100% Transparent — Zero Hidden Costs

ParticularsRate / Amount
Interest Rate (p.a.)14% – 28%
Processing FeeUp to 2.5% (Max ₹20,000)
Prepayment Charges3% of outstanding after 6 months
Late Payment Fee₹1,000 per delay
Annual Maintenance Charge₹2,500 per annum
Stamp DutyAs per state regulations
Documentation ChargesNIL
FAQs

Business Loan FAQs

Any self-employed professional, business owner, or entrepreneur with a minimum 1 year of business operation can apply. We support sole proprietors, partnerships, private limited companies and LLPs.

No, our business loans are fully unsecured — no property, gold, or asset pledge required. Loan is sanctioned based on business performance and creditworthiness.

Once all documents are verified, business loans are typically disbursed within 24 hours. Smaller amounts may be disbursed even faster.

Yes! After 6 months of regular repayment, you become eligible for a top-up loan. Contact our support team or use the dashboard to apply.

Ready to Grow Your Business?

Get fast funding with zero collateral and full flexibility

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